Use of Exchanger.vn's service means user accepts all the terms and conditions of this agreement.
The parties to this agreement are Exchanger.vn and the user.

The user understands that the name, address, phone number, banking details, gold currency account details and any other information personal identification including documents such as ( phone bills, electricty bills or other utility bills) must be true and correct details, belonging to the user.

The user may not purchase gold currency from or sell gold currency to Exchanger.vn on behalf of another person or using another persons bank, credit card or gold currency account details. Exchanger.vn does not accept third-party payments. The person sending funds must be the owner or have access to the chosen Gold Currency account in which the funds are being spent to.

The user understands that Exchanger.vn is not an escrow agent, Exchanger.vn does not provide escrow or other auction related services and has no affiliation with any auction sites or auction sellers. You understand that Exchanger.vn only buys and sells liberty reserve, perfectmoney, pecunix, and gold currency and that you are buying gold currency or gold nuggets, and that Exchanger.vn does not provide any other services.

Exchanger.vn reserves the right to refuse any orders without explanation. Exchanger.vn reserves the right to delay Gold Currency spends for any reason.

A transaction is not refundable once a spend has been made to a gold currency account or fiat currency has been sent to you in exchange for selling gold currency to Exchanger.vn.

Exchanger.vn will not transfer your personal details to others unless requested to do so with a court order.

By buying or selling gold currency to Exchanger.vn the user gives permission for their email address to be added to Exchanger.vn's internal newsletter. The user may request to remove their address from this newsletter at any time and Exchanger.vn guarantees the user will not receive more than 1 email per month.

The user understands that Exchanger.vn does not endorse any gold currency related investments, or merchants. The user understands that Exchanger.vn warns against investing gold currency in so called high yield investment programs (hyip's) as there is a very high chance that the user will loose their gold currency. We recomend you visit http://www.mark-knutson.com/ before investing gold currency in websites that promise returns that seem too good to be true. Please note mark-knutson.com is not affiliated with Exchanger.vn please don't contact them with questions about your order at Exchanger.vn.

Exchanger.vn will not be responsible for delays or failures in the transmission, receipt or execution of orders, Remittances, Payments, deliveries, or information due to events or systems beyond its control. Exchanger.vn is not responsible for any loss or damage resulting from any event or system beyond its control.

Any tax consequences of Exchanger.vn transactions are the sole responsibility of User.

User indemnifies Exchanger.vn from any liability in the event that a Gold Currency issuer does not deliver upon its promise to provide the service associated with maintaining their Gold Currency accounts.

The user understands that the use of gold currency exposes User to the risk of loss of market value. In particular, acquiring, owning and using Gold Currency as money involves market risk and is not suitable for all persons. The user agrees that the amount of gold currency they purchase may be more or less than the amount they receive due to changes in the gold price during the time it takes to process their order. Exchanger.vn reserves the right to spend less USD than was quoted in the users order and received from the User if the gold price drops during the time it takes to verify a users order. Exchanger.vn only gurantees to fix the order payment amount if the order is made via direct cash deposit. Payments made via wire transfer may result in delays and loss of market value, the User agrees to accept this risk.

User represents that he/she has read and understands this Agreement and represents that he/she is aware of the nature and extent of his/her rights and the risks involved under this Agreement.